In our experience, Unum has consistently given individuals a difficult time when it comes to obtaining LTD benefits. They usually have their own doctors and medical professionals review your claim and make a decision on your disability without ever examining you. Unum also conducts inadequate vocational reviews and terminates many claims after the “own occupation” period. It is very important that your doctors are on board with your disability claim and also communicate to the insurance company.
We have dealt with Unum on many occasions, both with lawsuits and appeals, so contact us today for a free consultation.
Operana Law Office - Representing Disability Claimants Nationwide - (855) 999-1969