Our office was recently successful in obtaining a partial disability award for a Kentucky client with a Unum policy. Tonya, who worked as...

If you are planning on applying for long-term disability (LTD) benefits for the first time, you may be wondering what it involves and...

In most cases, yes you can. However, it depends on the severity and what your insurance policy says. We’ll first discuss severity and...

Mistakes and omissions happen, especially when it comes to insurance companies. If you feel that you are being underpaid or are receiving an incorrect amount, please read this guide. If any of the following apply to you, contact for help in getting your benefits corrected. Know your actual benefit amount that you should be getting. Most LTD policies pay a benefit amount between 60-80% of your monthly salary, also known as pre-indexed earnings, before taxes. For example, if yo

As a general guideline, you should be going to your doctor and receiving medical treatment often. We recommend visiting with your doctors...

Reliance Standard has a track record of improperly denying claims. We have worked on many appeals and lawsuits against Reliance Standard....

Prudential is one of the largest life insurance and long-term disability insurance carriers. We have been successful with both...

Operana Law was recently successful in obtaining over $120,000 in past due disability benefits from MetLife (Metropolitan Life Insurance...

Operana Law was recently successful in overturning a denial of benefits from CIGNA. Annette, from Michigan, was employed as a games...

Attorney Brandon Operana was recently successful in obtaining a nearly $50,000 recovery for a client in Texas. The employee worked for...

Attorney Brandon Operana recently assisted a client who was denied long-term disability benefits through her insurer, Reliance Standard. Mary worked as an inspector for Medtronic for nearly 20 years. Upon ending her shift and leaving work, she slipped and fell, suffering a significant back injury. Despite weeks of conservative treatment that consisted of medications, injections and physical therapy, she developed chronic pain and weakness in the limbs due to pinched nerves in

Operana Law Office was recently successful in assisting a Washington area resident in her long-term disability claim against CIGNA....

Operana Law was recently successful in assisting a client with her claims against Unum Life Insurance Company and the Social Security...

Operana Law Office was recently successful in obtaining nearly $20,000 in past-due back benefits for an east coast client. Bill, who...

We were recently successful in obtaining Social Security Disability (SSDI) Benefits for a local Minnesota healthcare worker. Dianna, who...

Based on our statistics, The Standard typically denies many claims upon application and at the end of the own occupation period. The...

The Hartford consistently works to deny LTD benefits for its claimants. Whether you have just applied, are at the “any occupation” stage,...

In our experience, Unum has consistently given individuals a difficult time when it comes to obtaining LTD benefits. They usually have...